The Altitude Card is a virtual business card your team uses to spend from a dedicated card account in your workspace. You issue cards to team members, set a spending limit on each one and track every transaction in one place.
Note: The Altitude Card is a charge card, not a debit or credit card. It runs on the Visa network and spends directly from your card account balance – no credit line, no interest and no credit check. Cards are issued as Visa Signature Corporate cards and are accepted anywhere Visa is accepted.
Perks at a glance
Visa Signature Corporate benefits – 24/7 Visa Concierge, the Visa Luxury Hotel Collection, airport lounge access and purchase protections on every new card, at no extra cost. See Access your Visa Signature Corporate benefits.
Spending controls – set per-card limits and freeze or terminate any card.
Receipt matching – cardholders email receipts to one company address and each one is matched to the right card transaction. See Set up and review card receipts.
Cards for anyone – issue cards to workspace members, or invite anyone by email without adding them to your workspace. See Issue a card to someone outside your workspace.
Multiple cards – issue separate cards for different spending categories, vendors and employees.
Cashback – earn cashback on qualifying spend, paid monthly through a separate Altitude program. See How card cashback works.
Tap to pay – add a card to Apple Wallet or Google Wallet. See Add your card to Apple Wallet or Google Wallet.
Note: Your existing cards stay active and unchanged. To get Signature benefits, issue a new card.
Set up cards
The first time your workspace opens the Cards page, a Set up Cards checklist walks you through the steps below. Finish them at your own pace – nothing is lost if you leave and come back.
Cards access: select Verify business. Altitude submits your business's verification details to its card-issuing partner for review, and you may be asked for more information by email.
Terms of service: select Review to accept the consents required by the card issuer.
Card admins: select Add admin to choose who can issue and manage cards. At least one card admin is required, and the assignment follows your workspace's approval settings. See Manage card admins.
Add funds: select Deposit to move funds from another USD account in your workspace into your card account. See Add and withdraw card funds.
Issue your first card: select Issue card. This becomes available once access, terms and a card admin are in place. See Issue a virtual card.
Note: Cards are available to verified business entities in supported countries. Card eligibility follows different rules from account availability and is assessed per cardholder, so check Supported countries before you start.
Fees
No membership, monthly or issuance fees, and no minimum deposit.
A flat 1% foreign exchange fee on purchases in a currency other than USD, passed through from the card-issuing partner. USD purchases have no foreign exchange fee.
A third-party processing fee may apply if you dispute a transaction, regardless of the outcome. See Dispute a card transaction.
Card statuses
Each card shows a status on the Cards page. Use the Status filter to narrow the list.
Active: ready to use.
Frozen: spending is paused. Unfreeze the card to use it again.
Canceled: the card has been terminated and can no longer be used. Its transaction history stays available.
Pending setup: issued, but still needs the cardholder's details before it can be used.
Pending approval: issued, but the card-issuing partner is still reviewing the cardholder. The card cannot be used or activated until the review is complete.
Roles
Admins issue and manage cards. Cardholders use the cards assigned to them, and do not need to be workspace members – they can be invited by email and only ever see their own cards. See Card roles and permissions.
Funding
Cards spend from a dedicated card account held in USDC. Move funds in by proposing a deposit from one of your accounts, and move unused funds back by proposing a withdrawal. Both follow your workspace's approval settings. See Add and withdraw card funds.
Note: Altitude Card is virtual only. There is no physical card.