Every Altitude Card earns cashback on qualifying spend, paid monthly in USDC to your card account. It's an Altitude program, separate from your card's Visa benefits.
Cashback rates
Cashback is automatic for every card. Each purchase earns one rate, set by the merchant's category:
2% – travel, including flights and hotels.
1.5% – AI tools and business software.
1% – everything else that qualifies.
The merchant's category sets the rate. A vendor may not fall into the category you expect, and purchases through a digital wallet or payment processor may earn 1% if the merchant's category isn't passed through.
When you're paid
Cashback is paid once a month, after the month closes and transactions are reviewed. It lands in your card account no later than 15 days after the month ends.
Each purchase shows its projected cashback, and the Cards page shows cashback accrued this month. These are estimates until the month's cashback is paid, so the final amount may differ.
What doesn't earn cashback
Refunded, reversed or charged-back purchases
Cash equivalents, such as gambling, crypto and money transfers
Fees, including the foreign exchange fee
Purchases under dispute
Refunds and adjustments
If a purchase is refunded after its cashback is paid, a Cashback adjustment takes it off your next payout. If one payout doesn't cover it, the rest carries forward.
If a payout looks wrong, contact support within 60 days of the date it was paid.
See the full cashback terms.