Altitude offers cashback on your Altitude Card spend. Cashback is funded and run by Altitude and paid monthly to your Altitude card account in USDC.
How cashback works
Cashback is automatic for all active cardholders. There is nothing to opt into. You earn one rate on each qualifying purchase, set by the merchant's category:
1% on all qualifying spend.
1.5% on AI tools and business software.
2% on travel, including flights and hotels.
Rates do not stack. Each purchase earns one rate.
Note: Your rate is set by the merchant's category, so a vendor may not always fall into the category you expect. Purchases made through a digital wallet or a third-party payment processor may earn the 1% rate if the merchant's category is not passed through with the transaction.
When and how you are paid
Cashback accrues on settled purchases and is paid once a month, after the month closes and transactions are reconciled. Payment is made in USDC to your Altitude card account.
Payouts typically arrive around the 15th of the following month – for example, July's cashback is paid in mid-August.
Note: Payout timing can vary. Under the program terms, cashback can take up to 45 days after the end of the month to be paid out.
What earns cashback
Settled purchases on an Altitude Card earn cashback.
What does not earn cashback
Refunded, reversed or charged back transactions.
Cash-equivalent transactions, such as gambling, crypto purchases and money transfers.
Fees, including the foreign exchange fee.
Transactions under dispute.
Refunds and adjustments
If a purchase is refunded, reversed or charged back after cashback has been paid, that amount is deducted from your next monthly payout. If one payout does not cover it, the balance carries forward.
Note: Cashback is a separate Altitude program, not a feature of the card itself. For the benefits that come with the card, see Access your Visa Signature Corporate benefits.