What is Altitude
Altitude is a global business account built on stablecoins and connected to fiat rails. Manage stablecoin balances, earn APY, invoice your customers, handle bills, spend with Visa Signature Corporate cards, and pay via ACH, wire, SEPA, SWIFT and local payment networks in the UK, Mexico, Brazil and Colombia.
Your workspace is self-custodial and on-chain on Solana, built with Squads Protocol multisigs in a nested architecture: each user account is its own 2-of-4 multisig, and the workspace itself is a multisig of those user accounts with approval thresholds you configure for your team. Funds move only when the required signers approve.
Open your account
Navigate to Altitude to open your account and complete business verification (KYB).
You'll need:
Business registration documents.
Ownership information for anyone owning 25%+ of the company.
A government-issued ID for verification.
Important notes:
Use a physical business address, not a virtual address. The address must be in a supported country or your application may not be approved. You may be asked for proof of address (POA).
Ultimate Beneficial Owners (UBOs) will receive an email inviting them to complete identity verification.
See Open an account for details on documents and the verification process.
Add your team
Invite team members and configure how payments get approved.
Member permissions:
Propose - Create new payments and workspace changes.
Approve - Approve or reject payments and workspace changes.
Submit - Push approved payments and workspace changes on-chain.
Accounting - Use the Accounting page and manage the QuickBooks or Xero connection, with no payment rights.
Approval thresholds determine how many approvals a payment or workspace change needs before it can be submitted. Set this based on your team size and security requirements.
See Members for setup instructions.
Add funds
Two ways to fund your workspace:
Fiat - Send USD or EUR via ACH, wire, or SEPA. Altitude converts incoming fiat to stablecoins on receipt.
Crypto - Deposit USDC or EURC directly to your deposit address on Solana.
Important: Your deposit address only accepts USDC and EURC on Solana. Sending any other token, or USDC/EURC from a different chain, will be lost and cannot be recovered.
See Receive funds for instructions.
Grow your balance
Put your treasury to work.
Altitude Rewards - Earn APY on your balance with Altitude Rewards, backed by short-term U.S. Treasuries managed by BlackRock.
Holdings - Hold SOL and Bitcoin (cbBTC) alongside stablecoins, and swap between them and USDC or EURC with no fees.
See Altitude Rewards and Holdings for details.
Send payments
Pay vendors, contractors, and partners globally. Automate the payments process using Bill Pay.
US and EU bank transfers - Send and receive USD and EUR using ACH, domestic wire and SEPA with zero fees.
Local currency payments - Pay recipients in GBP, MXN, BRL or COP from your USD account, with the exchange rate and recipient amount shown before you send.
SWIFT transfers - Send USD to bank accounts in 190+ countries.
Stablecoin transfers - Send USDC or EURC to any Solana address.
See How payments work for details.
Invoice your customers
Create invoices in USD or EUR, send them to your customers with your account's payment instructions on them, and match incoming payments to invoices as they land. See Invoicing for details.
Accounting and reporting
Sync transactions straight to QuickBooks or Xero, export CSV and PDF statements, and download documents such as balance summaries and account details. See Accounting and reporting and Statements and documents.