Receive bank transfers and stablecoins into any account in your workspace – free, and converted 1:1. Each account has its own details, and deposits land in the account whose details you share.
If you invoice your customers from Altitude, the invoice prints these same deposit details and you match the incoming payment to the invoice. See Receive invoice payments.
Bank deposits
Get paid like a local bank account. USD accounts come with US routing and account numbers and SWIFT details for international transfers. EUR accounts come with a SEPA IBAN. All bank deposits convert to stablecoins at 1:1 with zero fees: USD settles as USDC, EUR as EURC.
Supported deposits
Domestic USD – ACH, ACH Same Day and wire
International USD – SWIFT
EUR – SEPA
Eligibility
See supported countries for regional availability.
Find your bank details
Select Deposit and choose the account.
Choose Bank transfer, then the method: ACH, Wire or SWIFT for USD, or SEPA for EUR.
Copy, email or download the details to share with the sender.
To put several accounts' details in one PDF, see Statements and documents.
Address deposits to your business name. Senders should enter your legal entity name exactly as shown, and SWIFT deposits must be in USD. A mismatched name or a different currency can get the deposit rejected and returned.
Bank transfer limits
There are no limits on bank deposits, whether they come from your own bank account, an owner, another business, a consumer or a payroll platform such as Deel, Gusto or Upwork.
SWIFT deposits
Receive USD from banks outside the US into any USD account via SWIFT. Deposits convert to USDC at 1:1 with zero fees.
Your SWIFT details
Find them under Deposit › Bank transfer › SWIFT. Each USD account has its own set, and you can copy, email or download them for the sender.
Processing times and fees
SWIFT deposits typically arrive in 3 to 5 business days, depending on the sender's bank and the intermediary banks involved.
Altitude doesn't charge for SWIFT deposits. The sender's bank and any intermediary banks may deduct their own fees before the funds arrive, so ask the sender to cover fees on their side if you need to receive the full amount.
Stablecoin deposits
Receive USDC or EURC directly into your Altitude account.
Supported stablecoins
Altitude only accepts USDC and EURC for stablecoin deposits. USDC is supported on Solana, Ethereum, Base, Arbitrum, Optimism, Avalanche C-Chain and Tempo. EURC is supported on Solana.
No other stablecoins are accepted. USDT, DAI, USDP, USDG, PYUSD, FDUSD, and any other token sent to an Altitude wallet address cannot be credited or recovered, regardless of network.
Deposits on networks other than Solana become available after your business is verified and approved. Solana deposits work as soon as your workspace is set up.
How multichain deposits work
Altitude accounts hold balances on Solana. USDC sent on another supported network is credited to your account as USDC on Solana, 1:1 with no fees. These deposit addresses aren't linked on-chain to your Altitude account, so block explorers won't show a connection, and they can't be used to move assets between networks.
Receive a stablecoin transfer
Select Deposit and choose the account.
Choose Crypto, then the network. Solana settles instantly; other networks take up to 15 minutes.
Confirm the warning to reveal your address, then share it with the sender along with the network.
Send on the correct network. The wallet address is unique per network. Funds sent on a network other than the one selected, or in any asset other than USDC (or EURC on Solana), cannot be recovered.
Generate new deposit addresses
Each account in your workspace has its own deposit details: a dedicated US routing number and SWIFT details (USD) or SEPA IBAN (EUR), plus unique wallet addresses on every supported network. To generate a new set of deposit addresses, open an additional account in your workspace.
Open a new account
Go to Accounts and select Create Account.
Name it, choose USD or EUR, and create it.
The new account immediately has its own bank details and wallet addresses. Find them anytime by selecting Deposit from that account's view. Your existing accounts and their details stay active.