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Receive funds

Receive bank and stablecoin deposits with zero fees

Written by Noah

Altitude users can receive bank and stablecoin deposits into their Altitude workspace. Each workspace can contain multiple accounts (USD or EUR), and deposits are routed to the account whose details you share with the sender.


Bank deposits

Get paid like a local bank account. Each account includes dedicated U.S. routing numbers (USD) and SEPA IBANs (EUR) to receive bank transfers.

Supported deposits

  1. USD transfers - ACH, ACH Same Day and wire.

  2. EUR transfers - SEPA.

All deposits convert to stablecoins at 1:1 with zero fees. USD settles as USDC. EUR settles as EURC. Virtual accounts and conversions are powered by Bridge, a Stripe company.

Example: A client sends $10,000 to your routing number. You receive 10,000 USDC in your Altitude account. A European client sends €5,000 via SEPA. You receive 5,000 EURC.

Eligibility

See supported countries for regional availability.

Find your virtual bank details

  1. From the dashboard or any account view, select Deposit.

  2. Choose the account to deposit into, then select Bank transfer.

  3. Choose the method: ACH or Wire for USD accounts, or SEPA for EUR accounts.

  4. Share the details with the sender using Copy all or Email to sender. USD accounts show U.S. banking details; EUR accounts show SEPA details.

Bank transfer limits

For both USD & EUR bank transfers, the limits are as follows:

  1. Your bank account – No limits

  2. Ultimate beneficial owners (UBOs) – No limits

  3. Business payments (B2B) – No limits

  4. Consumer payments (C2B) – No limits

  5. Payroll platforms (Deel, Gusto, Upwork) – No limits


Stablecoin deposits

Receive USDC or EURC directly into your Altitude account.

Supported stablecoins

Altitude only accepts USDC and EURC for stablecoin deposits. USDC is supported on Solana, Ethereum, Base, Avalanche C-Chain, and Tempo. EURC is supported on Solana.

No other stablecoins are accepted. USDT, DAI, USDP, USDG, PYUSD, FDUSD, and any other token sent to an Altitude wallet address cannot be credited or recovered, regardless of network.

Note: Ethereum, Base, Avalanche C-Chain, and Tempo deposits become available after your business is verified and approved. Solana deposits work as soon as your workspace is set up.

Receive a stablecoin transfer

  1. From the dashboard or any account view, select Deposit.

  2. Choose the account to deposit into, then select Crypto.

  3. Choose the network. Solana settles instantly. Ethereum, Base, Avalanche C-Chain, and Tempo take up to 15 minutes.

  4. Select Show address, then copy the wallet address and share it with the sender, along with the network and asset.

Send on the correct network. The wallet address is unique per network. Funds sent on a network other than the one selected, or in any asset other than USDC (or EURC on Solana), cannot be recovered.


Generate new deposit addresses

Each account in your workspace has its own deposit details — a dedicated U.S. routing number (USD) or SEPA IBAN (EUR), plus unique wallet addresses on every supported network. To generate a new set of deposit addresses, open an additional account in your workspace.

Open a new account

  1. From the left sidebar, open Accounts, then select + Add account in the top-right.

  2. Enter a Name for the account.

  3. Choose a CurrencyUSD or EUR.

  4. Select Create account.

The new account immediately has its own bank details and wallet addresses. Find them anytime by selecting Deposit from that account's view. Your existing accounts and their details stay active.

Note: The same deposit rules apply to every account. Wallet addresses are unique per network, and only USDC and EURC are supported (EURC on Solana).

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