Send USD from a USD account to bank accounts in 190+ countries via SWIFT.
Paying in euros or a local currency? See our SEPA, GBP, MXN, BRL and COP guides. To receive USD from abroad, see Receive funds.
Send a payment
Select Pay from the dashboard.
Choose the recipient, or add a new one with their account number (or IBAN) and SWIFT/BIC code.
Pick their bank account. SWIFT is selected automatically.
Choose the USD account to pay from and enter the amount.
Choose the payment reason.
If you're paying someone else, attach the invoice or receipt. Then select Create.
Approve the payment in your Inbox to send it.
Payments arrive under your legal entity name, so recipients can recognise them. See supported countries for where SWIFT is available.
Paying invoices via Bill Pay
You can also pay a USD invoice by SWIFT through Bill Pay: upload or forward it, and Altitude fills in the recipient and payment details.
Processing times
SWIFT payments usually arrive in 3–5 business days, depending on the recipient's country, their bank and any intermediary banks.
Fees and minimums
SWIFT payments cost a flat $35, with a $100 minimum per transfer. They're sent as OUR (sender-paid), so the recipient should get the full amount, though some banks or intermediaries may still deduct fees. If in doubt, check with the recipient's bank first.
Currency conversion
SWIFT payments are sent in USD. If the recipient's account is in another currency, correspondent banks or the recipient's bank may convert the funds along the way, and additional fees may apply. Confirm with the recipient before you send.
Paying the UK, Mexico, Brazil or Colombia? A local currency payment usually arrives within 30 minutes, has no flat fee, and shows the exact amount the recipient gets before you send.
Payment confirmations
Open a completed payment in Transactions and select Download confirmation for a PDF you can share as proof of payment. See Statements and documents for what it contains.