Altitude's Send feature allows you to send EUR to European bank accounts via SEPA (Single Euro Payments Area) – with zero platform fees. Funds are sent directly from your EUR sub-account to the recipient's European bank account.
For USD payments to US bank accounts, see Send a US domestic payment. For USD payments to international bank accounts outside of SEPA, see Send an international payment.
Sending a SEPA payment
To send a SEPA payment:
From the Treasury dashboard, select Send.
Select Bank transfer.
Choose the recipient from your contact book, or add a New recipient. When adding a new recipient, you will need their IBAN.
Select SEPA as the payment method.
Choose the EUR sub-account to send the payment from.
Enter the payment amount.
Enter a payment reference to share with the recipient (optional).
Select Review to check details, add an internal note if needed, then click Initiate.
A new proposal will appear in Approvals to be voted on and executed.
Note: Bank transfers are only available for verified accounts. SEPA payments can only be sent from EUR sub-accounts. Recipients will see Bridge (a Stripe company) listed as the sender, as Bridge powers payment orchestration. Use payment references to help recipients identify your payment (e.g. referencing an invoice number).
Processing times
SEPA payments typically arrive within 1 business day. Delivery times may vary depending on the recipient's bank and standard banking hours.
Fees
Altitude does not charge a transfer fee for SEPA payments.
Supported countries
SEPA covers bank accounts across the European Economic Area (EEA), including all EU member states as well as Iceland, Liechtenstein, Norway, Switzerland, and several other participating countries and territories.
Payment confirmations
Download a PDF confirmation for any completed SEPA payment. Share with recipients or other parties as proof of payment.
Navigate to Inflows & Outflows.
Select a completed SEPA payment.
Click Download Confirmation.
The PDF includes:
Sender and beneficiary details
Amount and fee
Payment method
Transaction ID and onchain signature
Status and timestamps
Need more information? For questions, contact [email protected] ✉️