Altitude's Send feature allows you to send USD to US bank accounts via ACH, ACH Same Day, or wire transfer - with zero platform fees. Funds are sent directly from your USD sub-account to the recipient's US bank account.
For USD payments to international bank accounts, see Send an international payment. For EUR payments to European bank accounts, see Send a SEPA Payment.
Sending a US domestic payment
To send a domestic payment:
From the Treasury dashboard, select Send.
Select Bank transfer.
Choose the recipient from your contact book, or add a New recipient. When adding a new recipient, you will need their routing number and account number.
Select the payment method:
ACH – standard processing (1-3 business days)
ACH Same Day – expedited processing (1 business day)
Wire – expedited processing (1 business day)
Choose the USD sub-account to send the payment from.
Enter the payment amount.
Enter a payment reference to share with the recipient (optional).
Select Next to review the payment details, add an internal note if needed, then click Initiate.
A new proposal will appear in Approvals to be voted on and executed.
Note: Domestic bank transfers are only available for Bridge-verified accounts. Altitude supports named wire transfers – recipients will see your legal entity name as the sender, making it easy for them to identify incoming payments. For ACH transfers, Bridge may appear as the sender. We recommend using payment references to help recipients match payments to invoices.
Processing times
Processing times depend on the payment method selected:
ACH: up to 3 business days
ACH Same Day: arrives within 1 business day (if initiated before the cutoff time)
Wire: typically arrives within 1 business day
All processing times are subject to the recipient's bank and standard banking hours.
Fees
Altitude does not charge a platform fee for US domestic payments. ACH, ACH Same Day, and wire transfers are all sent with zero fees from Altitude's side, along with zero network fees.
Payment confirmations
Download a PDF confirmation for any completed domestic payment. Share with recipients or other parties as proof of payment.
Navigate to Inflows & Outflows.
Select a completed domestic payment.
Click Download Confirmation.
The PDF includes:
Sender and beneficiary details
Amount and fee
Payment method (e.g. ACH Same Day)
Transaction ID and onchain signature
Status and timestamps
Need more information? For questions, contact [email protected] ✉️